And what about severe weather or vandalism?  Can your car wash business afford to replace  damaged equipment, buildings or signage?   Would your current policy leave you on the hook for too much of the costs?  

What happens if an equipment malfunction damages your customer’s exotic car?  You could be looking at an expensive repair or replacement. If one of the cleaning mechanism comes off track and breaks a window, that's one expense. But if the driver's face is injured by the glass, you could be looking at huge costs in liability.

Laura Williams

Regardless of warning signs or a customer's negligence, if someone is injured at your car wash, that person will likely sue you.  Are you confident your current insurance  is adequate to cover the risks your  car wash faces every day?

Every time someone drives through your car wash, or operates a high-powered sprayer by hand, you could be held liable for damages and injuries.